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Old 09-22-2014, 03:45 PM #1
canswicky canswicky is offline
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Default Does Working Part Time Jeopardize a CDR

Hi Everyone-
I just got approved and I'm super happy about this. However, my disability amount isn't enough to pay all my bills. Right now I couldn't imagine working, but soon I may need to work part time to help pay my bills. Right now I live with my mom, who is supporting me.
I have bipolar, anxiety and depression and an artificial heart valve. These conditions prevent me from working high stress jobs and now with increase of my meds, I have a hard time concentrating. However, if need be I may try and get a bagging job at a grocery store.
In my approval letter I am within the MIE, I think due to my age. Rvd. in July 2015, this falls within the 18 month time period.
So my question is, if I eventually go back to work part time for 15 hours or so and stay well beneath the SGA amount do you think I will be risking losing my benefits?
I'm caught between a rock and a hard place here and I'd like to believe what the REDBOOK says about working part time being ok....Any thoughts?? Thanks for your input.
Canswicky
Again I'm so relieved to have been approved, and I am not complaining, I'm just obsessing and worrying over something I truly have no control over. I guess I'm just looking for other's who have worked part time and have survived ....and have kept their SSDI....please put me at ease if possible.
Thanks a lot.
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Old 09-22-2014, 04:08 PM #2
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Quote:
Originally Posted by canswicky View Post
Hi Everyone-
I just got approved and I'm super happy about this. However, my disability amount isn't enough to pay all my bills. Right now I couldn't imagine working, but soon I may need to work part time to help pay my bills. Right now I live with my mom, who is supporting me.
I have bipolar, anxiety and depression and an artificial heart valve. These conditions prevent me from working high stress jobs and now with increase of my meds, I have a hard time concentrating. However, if need be I may try and get a bagging job at a grocery store.
In my approval letter I am within the MIE, I think due to my age. Rvd. in July 2015, this falls within the 18 month time period.
So my question is, if I eventually go back to work part time for 15 hours or so and stay well beneath the SGA amount do you think I will be risking losing my benefits?
I'm caught between a rock and a hard place here and I'd like to believe what the REDBOOK says about working part time being ok....Any thoughts?? Thanks for your input.
Canswicky
Again I'm so relieved to have been approved, and I am not complaining, I'm just obsessing and worrying over something I truly have no control over. I guess I'm just looking for other's who have worked part time and have survived ....and have kept their SSDI....please put me at ease if possible.
Thanks a lot.
Are you receiving SSI or SSDI? Different rules apply.

http://www.disabilitysecrets.com/top...ile-disability
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Old 09-22-2014, 04:16 PM #3
canswicky canswicky is offline
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I am receiving SSDI. Like I said I'm not going to even consider part time work for a few months, but I thinkmy mom would appreciate any amount I could help out with as long as it didn't aggravate my illness.
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Old 09-22-2014, 09:03 PM #4
canswicky canswicky is offline
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Default Working Part time and keeping SSDI

As far as the rules go, I think I'm safe, but I was hoping to hear stories of other's who have kept their SSDI while working Part time....
Anyone out there?

Thanks and sorry to be nagging...just obsessing.

Canswicky
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Old 09-24-2014, 12:09 AM #5
canswicky canswicky is offline
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Please if there's anyone who works part time and has had a successful CDR please reply. I hate to beg, but now I'm begging.

thanks and I hope all have a pleasant Wednesday!
Thanks ahead of time.
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Old 09-24-2014, 01:45 PM #6
Mz Migraine Mz Migraine is offline
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LIT LOVE provided a link for you to "research." Did you read all of the info? Pertains to you.

Not trying to be nosy or anything but what type of "bills" are we talking about here? Asking because, there are some resources out there that may be able to help.
Examples:
Cable bills - Comcast & Verizon FIOS have discount programs for seniors/disabled.

You may qualify for food stamps. Check w/your local Social Service Office.

Utilities - Most states have programs. Again check w/your local Social Service Office.


LAST BUT NOT LEAST: Read the stickies at the top of this website. Loads of info there that may be of further assistance while you are waiting for a response here.



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Old 09-24-2014, 04:31 PM #7
canswicky canswicky is offline
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Thanks MZ yes I read the link and it pretty much clears things up for me. If I need to work part time then that's what I'll do and I'll of course report it to SSA and then if I get the long review come July so be it.
The big bill I'm talking about is rent...if I move out of mom's which I want to do since I'm almost 42, I will have about 1200-1300 to pay for an apartment, my disability is 1379, so yes things will be tight.
Thanks for replying
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Old 09-24-2014, 06:06 PM #8
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Quote:
Originally Posted by canswicky View Post
Thanks MZ yes I read the link and it pretty much clears things up for me. If I need to work part time then that's what I'll do and I'll of course report it to SSA and then if I get the long review come July so be it.
The big bill I'm talking about is rent...if I move out of mom's which I want to do since I'm almost 42, I will have about 1200-1300 to pay for an apartment, my disability is 1379, so yes things will be tight.
Thanks for replying
Canswicky
The long form review is comparable to the initial application process, btw. If you want to try working look into the Ticket to Work program as it does provide some additional protections.

If you make $770 or more in a month that will count as one of the 9 months allowed in your Trial Work Period. http://www.ssa.gov/oact/cola/twp.html

If you are able to work pt it is not quite as simple as SS leaves you alone if you stay under the SGA amount. Some have reported that they have lost their benefits by proving they're capable of working near the SGA level. What is the amount that is "safe"? Who knows. You might want to consider going to college and figuring out if there is a skilled desk job you could manage and make more money per hour, which would be workable for you.

You can also utilize free Vocational Rehabilitation Services. Jobs can even include government jobs where you take incoming calls from home.

And lastly, you might want to see if there is any subsidized housing for the disabled. If your credit is in decent good shape and you wouldn't mind living in a designated rural area, the USDA offers subsidized loans to those with low income, including the disabled. The rules are pretty specific but it's an excellent loan program.
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Old 09-24-2014, 08:32 PM #9
canswicky canswicky is offline
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Thanks LitLove, yes I have a college degree and have had office jobs in the past. It's just with my last big break down I have lost complete confidence in being able to do any type of stressful job. Plus with my heart condition, my doctor thinks it best to look for a low key job. When I decide to think about working I will check with SSA about my options and go from there. All I know is that this in itself is making me extremely anxious and not helping my mental illness at all. My therapist says that there are plenty of jobs for disabled people and that they are able to keep their benefits, so I'll just have to follow all of the rules and have faith that all will be ok. I can't live at my mom's forever. Thanks so much for your input.
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Old 09-24-2014, 09:18 PM #10
canswicky canswicky is offline
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I've just researched the Trial work Period Program and if I decide to try part time work I think I'll look into this program...you get nine months in the trial period and if I make less than the $770 then it won't count as one of the nine months. This may work for me...but I just want to play by the rules.
thanks again for everyone's input.
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