I was in the same position. No insurance, pre-exisiting problems and in need of surgery. No doc would see me for the same reason. I went to my local hospital. Check out yours. There is hospital advocasy programs that can get you into see a physician. Takes a bit of doing, but there will be someone to see you, no insurance and all. I know this can happen, because I had to do this before I got disability. Give it a try, can't hurt to ask. ginnie