Dear Wheeler,

Let me first say that I do not know anything about workman's comp, long term disability, or any of the like. That being said, I will still offer an opinion that may be totally invalid.

It seems to me that if someone, (the long term disability company), will save money if you (your husband) receives SSDI, they would have a financial stake in helping you. Just my opinion. I would seek their assistance if needed. They are the ones that stand to benefit from what I understand from your post.