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Old 08-26-2013, 02:48 PM
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Nanc Nanc is offline
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Join Date: Jan 2011
Location: VA
Posts: 975
10 yr Member
Nanc Nanc is offline
Member
Nanc's Avatar
 
Join Date: Jan 2011
Location: VA
Posts: 975
10 yr Member
Default STD/LTD insurance denied, but SSD approved??

So, as many of you already know, I have RSD/CRPS throughout most of my body, including both hands. I stopped working at the end of December 2012 and was denied short-term/long-term disability through my employers insurance carrier. This was an employer paid benefit!! I applied for Social Security Disabillity in April and was approved in about three months, on the first try.

I filed my appeal with the STD/LTD insurance carrier and just received the second denial today, 6 pages of bull. I am soooo angry!!! I just don't get it! Obviously I am in bad shape because SSD approved me right away and I am so thankful for that! My husband told me not to worry about it because it will stress me out and make me hurt worse. He is absolutely correct and we will make it with SSD. I can't help but worry about it because it is a good amount of money that I should be receiving. UGH!

I just had to vent! Thanks for "listening"
Nanc
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"Thanks for this!" says:
AZ-Di (08-27-2013), birchlake (08-26-2013), Rrae (09-03-2013)