Wow!!!!! You do live close to me. I have some really good information for you. I lived in fear of the dentist. I had work done that was bad, many of the issues you do. After a lifetime of looking I found a dentist who listens, is excelent in her practice, and can advise you correctly and not take you for money. My fear and worry went right out the window. She can also work with you financially, so this is NOT a burden to you while you are trying to get a refund. She will accept what you can do. She has mercy, and compassion.
Dr. Hilda Parajon, at Comfortable care Dental, on 41, The shopping plaza next to the Toyota dealership. Use my name for a reference. I have sent many people in her direction. All got back with me to tell me how good their experience is. she has a web site, with comments about her and her staff. Go there for a consult before you do the work. You will be a peace, and I know the information and care you would receive is top notch. Both her, and her two brothers are dentists. She reduced the cost of all my work as I too am on medicare/medicaid. She has a big big heart. I hope you choose her. You will not be disappointed, and you will get the best possible solution. I wish you all the best. ginnie