Quote:
Originally Posted by NorCalGal
I didn't want to hijack the Hawiian lady's thread but Soccertese brought up LTD Ins. I purchased a policy shortly before I was diagnosed and other than paying the monthly premium haven't looked at it since. Now that I'm looking at DBS surgery in Dec I really should probably give it a peek but other than in home care what should I expect from a policy?
Thanks for any replies. Diana
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This sort of depends on the policy, Diana. The most common policies typically payout a monthly amount. up to a cap, which is a percentage of previous income. Many plans also will have provisions for home care (as you said), as well as rehabilitation costs, travel fees, and other ancillary costs. You should definitely look at your policy as there is a good chance you qualify now, especially if you have the DBS.
Good luck,
Gary