Hello everyone? I have a question about disability and all.. I hope to never ever find out first hand, but I do worry about it, and it stresses me out big time!! My company has disability, but i don't have any other private disability. How does it work usually (I know they will all be differenet) you get your disability payments, but does that usually include insurance too, or do you have to do cobra? If you do have to do cobra, can you get insurance through goverment disability? I assume you don't get gov disability, if you have it through your work too?

I'm just a planner, and of course with all of this mess, much is out of my control.. so I'd like to have a game plan in my mind, should things go south! Thank you!