Kim explained it very well. That is exactly how it worked for me. The only scary part was that my 18 months of COBRA almost expired before I was finally approved for SS disability. TN doesn't have a State COBRA program, so I would have been without any insurance, which would have been a disaster. Once my SS disability was approved, then my COBRA extended for the additional 11 months and then I switched to Medicare with a supplemental policy. I guess the lesson is that you should get a lot of help with your SS disability application and pray you get approved quickly.

Hopefully, you will not have to go through the process and your mg will go into remission.

Juanita