I listened to an HR employee of a large firm talking about the ACA this week on the radio. She said that the people the ACA were supposed to help were not going to be helped, and that is was going to hurt a lot of people who currently have/had insurance they were happy with....such as those with a high deductible plan, most of those policies have been cancelled.

So who is the ACA really going to help, according to her (and she's in HR, so knows more than me by far)....

Surprise, surprise, surprise: drug companies. And, to a lesser extent: insurance companies.