Thread: Obama Care
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Old 10-10-2013, 11:56 AM
Hopeless Hopeless is offline
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Join Date: Jun 2013
Location: USA
Posts: 1,232
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Hopeless Hopeless is offline
Senior Member
 
Join Date: Jun 2013
Location: USA
Posts: 1,232
10 yr Member
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Yes, it should be on other forums as well.

Another thing to consider........

No matter what insurance you have, no matter how great the benefits, it is of no help if the providers (docs) will not accept it.

Even if you want to keep your current policy under the "grandfather" clause, there is no guarantee that your insurance company will continue to offer it. Insurance companies are not required to continue to offer all their plans. The grandfather clause allows you to not have the mandated benefits listed under PPACA. Example: If the policy that you have was in force before passage of the PPACA, and it had a lifetime maxiumum, that will remain. The grandfather clause does not force insurance companies to continue to offer plans in effect prior to PPACA. Just means if they do and you were under it before passage, you have those provisions, not the provisions of ObamaCare. And you can NOT make any changes to your poicy or you lose your grandfather status.
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"Thanks for this!" says:
ginnie (10-11-2013)