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Originally Posted by paindude
I just got Medicare via SSDI. I had the option of refusing Medicare but a salesman who sells supplements told me if I refused it I could not get it until I'm 65.
Now that I've learned about Doughnut Holes in Part D Rx plans, it appears that it would be more cost effective for me if I got a plan through the Affordable Care Act aka Obamacare. When I called Medicare about opting out, I was told that since I did not decline in when first eligible, I CAN'T GET OUT of Medicare. They take $200 out of my SSDI check for Medicare and now I'm in the maze of trying to pick a Part D plan with a formulary that includes all my meds AND a Medicare Supplement. Its really confusing and makes me angry that I cannot opt out of Medicare.
Any guidance appreciated. My brain doesn't work Luke it used to. I think its the Gabepentin.
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You should check out the Medicare.gov website. I believe there is a PENALTY for failing to take Medicare when you are eligible if certain circumstances exist. Too many if's and's but's to write the info. As with all government things, it is never simple. Never simply a YES, NO.
It is not the meds........ it is the policy that is so confusing.
