I'll take any increase that's offered.

Never thought I'd have to budget the way I do today......but it's made me so much more appreciative of the things I do have and realize that material things don't/can't make you happy. Things are things but it's the irreplaceable people and pets in my life that I'm grateful for.

Like my Dad used to say "Whatever you've accumulated throughout your life share it because you're not taking it with you".