I do have LTD through my employer for which I will apply if for wc's claim gets denied. I am only 33, it is hard to imagine being disabled.

I still haven't had kids, I still have work to do in this life.

But whatever happens, happens...we can't control it.

The "funny" part is that this is/has been one of my lifetime obsessions, becoming disabled and relying on other people to take care of you.

Et voila! My nightmare may just come true.