Personally, from reading your posts, you need to try to get your TOS under control. It takes a long time to undo or unwind the damage. If you can get the TOS under control or manageable, then it will be easier to know what your limitations are. I was able to return to my heavy computer use field even though I had TOS on both sides but I would not advise this. I'm the primary wage earner for over 10 years so we haven't been able to let me change fields.

I dealt with a severe case of nTOS (positive EMG/NCV, muscle wasting, etc.) for 21 months (11 months post diagnosis) before opting for surgery. For me, I only continued to worsen. You do want to try to get it under control without surgery but this will take a lot of time and patience on your part.

You mentioned student loans. If the loans are in your name, you might be able to get a deferment given your health and employment situation. Check with the lender.