Originally Posted by soccertese

thank you so much, you have put things in perspective. if my onset date is 12/31/2012 they already have a big back pay. i'm going to research the exception possibility, i agree it looks like no exceptions, i did pay my estimated taxes on time so i wonder who got the SSA portion, did IRS keep it? don't expect anyone to speculate on that, just thinking out loud.
great suggestions everyone. this is a large firm, don't think they advertise on t.v.