Quote:
Originally Posted by Tupelo3
As long as you are currently insured, you cannot be denied future coverage. You may need to buy it through the federal or state marketplace. But, the ACA (no matter what you think of the law) guarantees coverage even with pre-existing conditions.
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In the U.S.A.
In Canada, denial of insurance for pre-existing conditions is still a big money-maker. You can pay into LTD every year for 25 years; then your employer suddenly switches insurance companies,,,, and guess what? To the NEW insurer, you have a pre-existing condition. You get dumped.
Did you take medicine for this condition in the 12 previous months? Yeah, everybody knows I was diagnosed in 2004.
Well your insurance just got cancelled.
So they keep churning the contracts around: ditch a boatload of spastics at every sharp turn.
That's in Canada. It's a violation of federal law in the U.S. of A.
Pinkos.