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In Remembrance
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Join Date: Aug 2006
Posts: 3,772
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In Remembrance
Join Date: Aug 2006
Posts: 3,772
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About that LTC and other insurance
Back about the year 2000 I signed up for LTC offered by a national engineering association. It was a great policy underwriten by General Electric (now Gentech) and had all the bells and whistles - stay in your home. Benefits tied to inflation. And they were very proud that they had only two rate increases in 30 years or so. Sign on now while you are young and it is cheap.
So my wife and I signed up and have been sending them $2000 per year ever since. But last year we began to get letters explaining that rates could be increased but only if done for the entire group that you belonged to. Groups like "Guys named Rick who have PD".
The big insurors are taking the same route as the did with health insurance and isolating the needy and putting them on a rate schedule that forces them out before they become expensive. Don't count on it being there.
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Born in 1953, 1st symptoms and misdiagnosed as essential tremor in 1992. Dx with PD in 2000.
Currently (2011) taking 200/50 Sinemet CR 8 times a day + 10/100 Sinemet 3 times a day. Functional 90% of waking day but fragile. Failure at exercise but still trying. Constantly experimenting. Beta blocker and ACE inhibitor at present. Currently (01/2013) taking ldopa/carbadopa 200/50 CR six times a day + 10/100 form 3 times daily. Functional 90% of day. Update 04/2013: L/C 200/50 8x; Beta Blocker; ACE Inhib; Ginger; Turmeric; Creatine; Magnesium; Potassium. Doing well.
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