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Originally Posted by finz
Thanks for that info Hope and LL !
I'm still covered through my husband's work family plan, but I'll have to make the switch at some point.
"Also, in the small print, it states that if you are "below Medicare age of 65" and have Medicare due to disability, the cost of a supplemental policy is higher and the rate STAYS higher and continues at the disability rate even AFTER you turn 65." I never even THOUGHT about an issue like this. Thanks for the heads up regarding that issue !
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Even though all of my medical care that is related to my disability is covered by WC, I still have to pay the higher rates.
If you have a particular treatment regiment in mind--say you want inpatient Ketamine twice a year, than research which insurance companies approve that procedure regularly. For anyone needing top quality medical care the higher level plans (f-h are excellent generally) they're actually a good value. Expect yearly rate hikes though...