Erin, all the hospitals in my city will let you pick what payment you can make. My Mom was able to pay $25/month and they accepted that, no interest. also we have a med school here for PT and doctors and it is amazing how cheap you can get in to them. And they are overseen by a regular doctor or PT. But that is the only way some people can get medical care. I'm sure your whole experience would be wonderful for a medical student and a resident to take on.