It's a term I got from my Mother but I think it's true because I end up spending my entire income on neccessities and still end up with more that we need then we've got funds to cover. It's so depressing to not have any real savings account to speak of. I hope you can get through the move okay Wendy, I know how stressed I am over this move, but it's almost done with, we've got a lot to get done yet but still I am ready to just fall in bed and sleep until it's over.