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Member
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Join Date: Jan 2013
Location: Great Lakes area
Posts: 409
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Member
Join Date: Jan 2013
Location: Great Lakes area
Posts: 409
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Lawsuit settlement but no money?
If I knew then what I know now...
Never expected much of a settlement. A very young irresponsible man hit us. We didn't figure he'd have much of a policy. He didn't have his own insurance but was covered by his mothers insurance.
We were surprised with the policy but it is still a drop in the bucket compared to my injuries and what I've lost. They gave me policy limits immediately. My lawyer has been going through medical bills and subrogation. I have a lot of medical bills. Turns out the lawyers, doctors, and my health insurance (mostly them) with get all of my settlement.
With subrogation the health coverage from my car insurance does not have to be repaid. But from my private health insurance...all of it.
better than nothing policy but I won't see any of it. So we did all of this with the lawyers to pay the lawyes and get my health insurance companies money back and still have big bills to pay after. ????
There is really something very wrong with this. Very disappointed with our laws and broke.
Jace
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*TBI with mild to severe damage November 2012 from car crash. Stroke with hemorage & 4 clots in veins in brain Feb/Mar 2015.
*Vestibular damage, PCS, hypercusis, severe visual processing and tracking issues, short term memory loss, headaches/migraines, occipital neuralgia, cognitive issues, neurological issues, brain fog, brain fatigue when over stimulated, twitching, vertigo, neck issues, nerve issues, PTSD, personality change, Since stroke left side weakness, rage, worsening of vestibular problems, recall, speech, memory.
*Can't drive or work. Have done occupational therapy, cognitive therapy, physical therapy. Learning work arounds, and strategies to be competent in daily life. Change your attitude/perspective changes your life. As TBI survivors this is a vital part of our healing and living.
*Working on getting to know and accept the new me.
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