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Old 06-21-2014, 10:53 AM
Hopeless Hopeless is offline
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Join Date: Jun 2013
Location: USA
Posts: 1,232
10 yr Member
Hopeless Hopeless is offline
Senior Member
 
Join Date: Jun 2013
Location: USA
Posts: 1,232
10 yr Member
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Below are excerpts from an article on the internet from Disability Secrets. I was unable to post a link to the article so I am posting direct copy and paste of portions of it here. I hope this is allowed. If not, would an administrator please remove my post if it breaks any of the rules. I hope this helps to answer the question posted and clarifies the responses which may be misleading.

Quote:
Social Security disability insurance (SSDI) is available to individuals who can no longer work due to an established disability (physical or mental).

SSDI Income Limits

The SSDI program does not put a limit on the amount of assets or unearned income you have (or income that your spouse may earn), unlike the low-income disability program, Supplemental Security Income (SSI).

However, the Social Security Administration (SSA) does put a limit on the amount of money that you can earn through work when you receive Social Security disability benefits, because if you can earn an income, you aren't considered disabled.

Substantial Gainful Activity (SGA)

Specifically, if you can engage in what the Social Security Administration (SSA) calls "substantial gainful activity" (SGA), you won't be eligible for benefits. A person who earns more than a certain monthly amount is considered to be engaging in SGA. Federal regulations use the national average wage index to set the income limit for determining the SGA each year. In 2014, the amount is $1,070 for disabled applicants and $1,800 for blind applicants. The rules differ for business owners, since their monthly income may not reflect the work effort they put into their business.

No Limits on Unearned Income

While a disabled (nonblind) person applying for or receiving SSDI cannot earn more than $1,070 per month by working, a person collecting SSDI can have any amount of income from investments, interest, or a spouse's income.

Trial Work Period

It sometimes happens that people receiving SSDI improve and want to return to the workforce, but are afraid that they will be unable to keep a job due to their disabilities. To encourage disabled persons to try to return to work, the SSA provides for a trial work period. During the trial work period (TWP), a person receiving SSDI may have unlimited earnings and still receive full benefits without risking termination.

The trial work period provides that theperson must provide services for at least nine months out of a rolling 60-month period before a disability is deemed to have ended. What counts as providing services? In 2014, any month in which earnings exceed $770 is considered a month of services for a person's trial work period. (Notice that this amount is different than the SGA amount.)

When the person has provided services for nine months, the SSA will evaluate the person's work to see if it has been over the SGA limits. If it is, disability benefits will continue for three months and then stop. But if this happens (SSDI benefits terminate because a person is working), benefits can resume within the next 36 months if the individual fails to earn the monthly SGA amount or becomes unable to work again due to the same disability
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"Thanks for this!" says:
AynaDee (06-22-2014), SallyC (06-21-2014), tkrik (06-22-2014)