Kitty, I got the info from my insurance agent. But it is also in the Medicare and You booklet that comes out every year. I'm sure you can find it on line. Mine is Blue Cross Anthem and covers more physicians but has higher co-pays than my husbands. My husbands is through AARP, United health care and the monthly premiums are $0, yup, that's right. $0. But he has a pretty limited amount of doctors. Our own family doctor isn't on his plan so he continues to see him and just pay the nonprovider fee for him. It's cheaper than paying a higher premium or another company i order for him to be in network. The company doesn't like our doctor because our doctor continues to do little things like ingrown toenails, removing simple lesions, seeing his own nursing home patients and hospital patients,etc. He doesn't send you to a specialist for those little things.

When you are on a medicare advantage plan you do have other limitations. For instance, for medicare alone, they pay for yearly tings like mammogram, prostate, things like that. I have to pay a co-pay for those