Edwin, Thanks a lot for this important information. I have the insurance noted in my previous post, and Medicaid as well. Was never sick before, so really never learned much about insurance. Today I researched companies offering part f (Medigap) policies in my state. Spoke to a rep at one of these companies and was told that I probably would not be accepted into any Medigap plans due to my diagnosis. Do you know if that is true? Obviously I have a lot to learn about this matter. Best Wishes, patrick123