I had to laugh .... this marks the first time I found myself reticent to push the "thanks" button on a Mrs. D. post.

I guess I asked and got the honest truthful answer.

Yes, your points are very well taken.

One reaches a point where you've got to just cross your fingers and jump in.

It's wonderful to not feel like I am jumping in alone and there are terrific people out there who are willing to give their time to answer these questions.