Good luck Kitty. My Mom and I both signed up for that Blue Medicare access value. The price was wonderful and that's what Mom loved about it. She soon found out though that it wasn't the right plan for her. My medical needs were mainly medicines and an occasional doctor visit and maybe tests. Her needs were a lot less medicines and many lab and xrays and doctors visits. Her bills were awful for her very limited income. So she changed to I think Medicare F, yes another plan to make your head spin. It was a lot more expensive for the monthly premium but it covered so much more for her and of course we didn't know at the time that she would need nursing home care but it covered extra days there that Medicare wouldn't have. That was such a huge blessing. So you have to have a good agent to help you look at what your individual needs are.