Quote:
Originally Posted by fbodgrl
I got my decision. I'll write more later when I am up to it.
I got partially favorable closed decision. The ALJ agreed with onset date of September 2011, but closed the decision March 16, 2014. (Apparently I had a miraculous recovery). Mind you this is when the ME who she had review my records returned their decisions.
Hopefully I will feel up to writing more later today.
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That happened to me. You have a choice of appealing the decision--which could mean you potentially even lose the closed period award. Or, you can start a new claim with a new Alleged Onset Date after you were deemed able to work so long as you are still insured. LTD can try and hold a denial against you, so it might be safer to just appeal the original decision...so speak with a LTD attorney before moving forward (if your LTD policy switched to "any job" after two years, they might use SS's ruling that you can do sedentary work to cease your LTD claim, Erisa claims are apparently particularly brutal.)
BTW, I'm not sure Medicare is actually cheaper than regular insurance, when you factor in parts B & D, and a supplement.