hello, i am 58 years old. and have been drawing disabilty since 2004. i only get about 509.00 a month. my husband will be drawing his social security soon. which is a whole lot higher than mine. i uderstand that i can start drawing off his instead of mine, when i get 62. because of the higher amount. but i also understand i will get it at a reduce rate. does anyone know what the reduce percentage would be. thank you