Originally Posted by Janke

While your husband is living, at full retirement age you would be eligible for 1/2 of his benefit if it is higher than what you get on your own, $509. You don't get to choose spouse's benefits over your own. If you apply at age 62, you would have a permanent reduction of 25%.

Working backwards, $509/.75 x 2 = $1357. So, his benefit would have to be over $1357 per month for you to even get $1 more. If he is getting $2000, you could get $750-$509 = $241