Do you have a copy of the written MRI report to share?
The terminology used on it will help us to give best replies.

Have you had any expert PT , sometimes they can help resolve herniations..
I certainly wouldn't jump into surgery if you have no pain or symptoms.

I'm assuming dr always give a generic worst case scenario to cover their rears..
Or possibly to scare some into surgery..

I wouldn't go crazy doing risky or neck aggravating activities tho..

If you decide to do surgery at some point - I'd look for the most skilled dr you can find..