Does anyone have both a LTD and SSDI - I am asking becasue i seem to get more grief from LTD than anything you can imagine - they are always trying to find ways to cut people off even if the claims are legit.

I am wondering if its worth the hassle and just tell them to go shove it. I dont want their BS to interfere with my SSDI benefits.

I dont know if they can but seems they are trying to send me to IME's and the IC always hires their own docs to say what they want and I can not afford to hire an atty to fight it since I dont receive much SSDI and even less from LTD