Quote:
Originally Posted by forumposter100
Does anyone have both a LTD and SSDI - I am asking becasue i seem to get more grief from LTD than anything you can imagine - they are always trying to find ways to cut people off even if the claims are legit.
I am wondering if its worth the hassle and just tell them to go shove it. I dont want their BS to interfere with my SSDI benefits.
I dont know if they can but seems they are trying to send me to IME's and the IC always hires their own docs to say what they want and I can not afford to hire an atty to fight it since I dont receive much SSDI and even less from LTD
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Yes, I have both. LTD required I apply for SSDI within a certain period of time. I qualified so LTD pays less the amount I receive for SSDI plus it helps keep costs down on the secondary medical insurance I get through my LTD benefits to have Medicare.