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Therapy is also expensive. My Psychologist costs me $130 AUD after the Medicare rebate, my SP $145, the OT and physiotherapist I am not currently provided for but those are affordable if I go to the right provider.
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Hi Trevor,
If you're eligible for National Disability Insurance Scheme then I imagine you have a valid Centrelink benefit card such as a disability pension or health care card? <<edit: I see you've mentioned Pension card in profile>>
You should be able to find practitioners who will bulk bill if you have a card.
I know Psychologists will bulk bill
under certain circumstances even if they don't advertise that they do. You may not need to be paying out of pocket at all. My daughter's psychologist bulk bills her and so does her Specialist who she had to see for diagnostic paper work and medication evaluation.
Maybe that is because she has no income or Centrelink benefits at present. She does just have her health care card because she is a student. All it helps with are medications if needed. They may treat her as a special case. I am not sure.
Added: If your parents have private health insurance that covers children you can stay on their card usually until you're 21, or if full time student 25. That age may depend on the company.