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This month i did apply for a mortgage to buy a house. Could this some how have triggered SS to send me this form?
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Could you have put anything on the mortgage application to show that you have "earned" income above the amount allowed under the rules of SSDI ?
THAT would trigger a review in my mind.
If you state the ability and earnings above the SGA level, they would most definitely consider that you have improved enough to earn substantial gainful income.