I received my acceptance letter in December of one year and my first monthly payment the next month (January). It all depends on what time of the month they approve you, and there's also a schedule that SSD follows for your monthly payments (if your b-day is between 'xx' and 'yy', then you get paid on 'z.'

The back pay came at the same time as my first monthly check. THis is all according to memory, as it was 7 years ago. The back pay already had my attorney's pay taken on, so I didn't need to worry about paying up front. SSD took care of that for me.

Annie