Quote:
Originally Posted by DiMarie
I am going to be 62 this year, my husband is collecting already and I am collecting for the last 12 years from my own earnings. Wondering at what age, prior to him passing I would be able to collect from his earnings. I have half what he receives at this time. It isn't much at all...
Thanks,
Oh I went to the website and I think it is saying 62, but it didn't seem correct, I thought full benefits were at 66.
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You can collect at 62, but your benefit would be reduced by 30%. Since the max you're entitled to while your husband is alive from his record is 50%, then it makes no sense to switch to his record at this point.
https://www.ssa.gov/planners/retire/retirechart.html