Ugh that all sounds like such a pain. Win XP was so nice, but none of these new Win versions since then tempt me at all..
I guess I’m not surprised MS tries to get you to make an account with them.. more loss of personal privacy...sheesh
If the Corel problems get too be much hassle , there are free open source programs that are nearly the same..You would have to look at the sites and see screen shots probably , to find the one that matches the best , if you decide to try that route.
found this one-
[with the release of 2.8, Gimpshop has become preferred software for photo & image editing among more professionals than ever. Layers, channels, masks, filters, levels, advanced pattern matching—the remarkable feature list of Gimp is equal to Photoshop in every way except one: the price. Restore, touch up and manipulate photos, create complex animations, or just use Gimpshop as a simple paint program. ]
https://www.gimpshop.com/