Kay,

I remember paying COBRA insurance after my first husband left.
It was expensive and stressful but there was no other way for me to live than to send that check on time every month. Somehow I made it a priority.
(I also prayed for Ted Kennedy and his family everyday for what he was accomplishing with health care.)

That apt needs some major work! I hope the landlord steps up and takes care of things for you.

M