I remember that Nursenancy. I'm paying for LTD, and luckily my company doesn't have part time employees so if I get to that point I'll just go out on STD and then revert to LTD. We have MetLife for that and I've heard it's very hard to work with them for your benefits. So hopefully if I need them I won't have a tough time.

There are some jobs in my company that are home based but very few and I doubt they would promote me to one of those anyway.

I've found that my productivity has increased greatly now that I have a chair. The main problem is keeping others from sitting in the chair when I get up to do something and then come back to see it's taken.