Please there is nothing "crappy" about Medicare!
I will bet it is FAR better insurance that what you have now.....
The rules are what they are and have been for decades...

Maybe a call to SS or Medicare can clear up your misconceptions and get some good hard answers?

There are usually groups at a local senior center that can help explain or even help you through this process....please check

And remember a health plan is not the same as a drug plan.....You have some option and not being forced for all coverage...


I use a supplemental insurance for the other 20% of Medicare, and for eye and dental....

I am lucky as my union covers just about all my meds and very little out of pocket.

If the government was making money off Medicare, we wouldnt be having problems funding SS and Medicare...You may want to start reading up on it and keep away from the misinformation on TV?
(There is no such thing as a free market, that term was invented)