My wife & I are on Social Security & I'm on Medicare. My wife's not quite eligible for Medicare yet. So she has to purchase individual insurance under the Obamacare debacle. It's SO complicated. She handles it. She's good at that sort of thing. I wouldn't have a clue. But it seems like every time things seem to be resolved with it, something else comes up! So kudos to you for getting your coverage straightened out. It can be so complicated. And having to deal with these sorts of mix-ups is so stressful. At least your bridge is fine...