Thank you so much. We never expected anything like this in our retirement but it did and now we have to deal with it. We are both a little nervous but I would think that is normal. I got to stay positive for my wife even though I am not very good at hiding things . She is not only my wife but my best friend. I was very lucky to meet her that day in April 1970. I will still log in her and help on the computer as it keeps my mind off what we are dealing with. Got to stay busy for sure. Again kiwi33, thanks for your nice post. Tom