Are you employed? If so, you might be able to obtain that through them. Short-term disability is more common. If not, you can look into private companies. Or are you talking about Social Security Disability Insurance (SSDI)?

SSDI can take a while. Many people have to go through two applications or the appeal before a judge (third part of the process). With enough documentation from a doctor, however, you might be able to obtain SSDI after the first try.

Anyone else have experience in long-term disability?

Annie