Junior Member
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Join Date: Nov 2017
Posts: 7
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Junior Member
Join Date: Nov 2017
Posts: 7
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Thanks so much. Will try the calculator. Do you know how the penalty is avoided for not having the 35 years? Do they use the SSDI annual payment for those years in which there was no employment income or do they just adjust the 35 years to the lower figure of actual years worked and then calculate. Or is it done another way? Thanks again.
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