I spent 14 months fighting my insurance to finally, FINALLY, get them to approve paying for the MuSK test. Fourteen months of back and forth and denials and appeals and begging doctors' offices to cooperate and assistance from my state Office of the Healthcare Advocate, to get them to approve that test, since it cost $1600-$1700 (depending on which lab it ran through), and I did not HAVE $1600 to pay for it if the insurance wouldn't.

So, I delayed getting the test for over a year while I fought it through the insurance. Finally won. Got the test done (and after all that, it was negative).

Just opened the EOB from my insurance. There is the charge, $1600, from the hospital lab that drew the blood and sent it out. And there is the "allowable charge" and amount paid by my insurance, paid in full, no charge or amount to me.

$23.89

How, why, I don't know. But my miserable (insert obscenities here) insurance held up my medical care for 14 months over their cost of only $23dollars and 89cents.

This should be criminal.