I have about 20 year of work and i do have 20 credit in the last 10 years ,but the problem was when i applied it was not in their system ,so after i applied they told me to bring them a copy of my tax,i took a copy of my tax return for the year that was in question to social security and they made copies and said it would take care of it.But when i got approved ,that is not what happened . The year that was in question at the time when applied was not on my earning report record, but after i carried a copy of my tax to social security they updated it and its been updated from there on. So at this point I don't know