craigj,
I would discreetly look into what coverage you are entitled to. You may want to contact a disability support group. I've been looking at these issues for myself. I was diagnosed when working on a 2 year government contract and as a result I have no insurance. In Canada coverage varies as different provinces have their own disability support programs and Federally folks who go on DCPP or Disability Canada Pension Plan may receive a low monthly income i.e. in my case about $1000.00 per month. Separate from government - your union Handbook would explain your own work place particulars regarding disability. I know your question focuses more on when the body is misbehaving enough to call it quits. Age, medication coverage, workplace policies all factor into the equation. I had to turn down 2 jobs recently b/c my tremors would interfere with typing demands. I’m starting a new gov. job in Dec. where I’m primarily on the phone and my drugs will be covered. It is a sad truth but much of my energy for managing my disease is financial. In closing, if you have a spouse - that might be another policy that may kick into gear. It's hard to push yourself further, but knowing exactly where you stand can help with decision making. Regards, Guy