Must say this..........I feel so sorry for you with the cold. I live in Texas but will tell you that the slightest bit of cold really, seriously, almost kills me. I cry because I can't take it. Even in our office with the thermo on 70....it is still too cold for me (and too hot for them). I am EXTREMELY cold sensitive as it causes excruciating pain. I say you are going to have to get warmer if you can.