I'm trying not to panic - but we're past there - just talked to attorney who knows my LTD co very well and said, they are going to jump on this form and run - and as soon as I get the denial in writing to contact her.... in the interim said to find a new neruo obivously but dont send in second opinion until appeal because it may work against me... (however, you are right about the IVIG - this guy even has it prescribed now for me at the hospital - they only do it Monday thru Friday) - and I'm supposed to be working at the same time??????? (for me its 4 1/2 hours and then straight into bed) Since he's the neuro they are going to go on his opinion (the LTD folks) first ---- anyway, going to see the GP right now.....