melody,

some places like hotels and gas stations will put a "hold" on a certain amount of money. this can tie up your money for days or even weeks.

other than that...they are protected under the visa logo. just check with your bank on the procedures incase you ever have a problem. they might have a time limit to report or a an amount cap. (same with many credit cards)

i think if you are responsible and only go to secure sites, there wouldn't be a problem.

for me..i am not a credit card fan. i don't like paying interest. if i don't have all the money to buy something, then i wait until i do.

(hubby has some...for emergancies and if we would ever have to use one at a hotel or such..rent a car. slim chance...we don't vacation.

brian. yes, that card is the same type we have here. really, they are great. i found that my daughter really watches her money. no more finding loose change places. it's like she gets the full amount for her money now. she really watches it too. hehehe...no more asking mom for a few dollars either.